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Financial Loans

Navigating the world of loans can be complex, but at Direct Financial, we're dedicated to simplifying the process for you. We offer a variety of loan options tailored to your needs.

Navigating the world of loans can be complex, but at Direct Financial, we're dedicated to simplifying the process for you. We offer a variety of loan options tailored to your needs.

Whether you're in the market for a car, home, investment, or need a personal, commercial or business loan, we work with a network of trusted partners to help you find the right solution.

Even if you're facing credit challenges, our expertise extends to facilitating credit-impaired loans. Let us be your guide as you explore loan opportunities and take steps towards achieving your financial goals.

Loan Services


"Risk" and "exposure"

two stresses that we can all do without in our lives. Like it or loathe it, insurance provides peace of mind and cover to protect your home, your contents, car, life, loved ones, health, wellbeing and income. Through a trusted team of associates we can help take away the stress and provide security and cover for just about every eventuality you will encounter in your day-to-day life.

Personal Loans

A new car, a holiday, the celebration of a marriage or special occasion where you just need access to extra cash

– it’s what we do day in and day out. Tell us what it is you need and we will assist you in obtaining a personal loan on terms that suit your budget and your purpose.

Credit Impaired Loans

Had trouble obtaining finance in the past.

Or picked up a bad credit rating? It’s not the end of the world. Let us take a look at your current financial position and, in most cases, we should be able to find a way forward to help you obtain a loan and get your finances in order.

Car Loans

The world of new and used vehicle finance.

Offers any number of options from dealer finance to bank loans. We can assess your requirements and, through our network of different and varied lenders, come up with a package that will have you in the driver’s seat and on the road with your new set of wheels with a minimum of fuss and on the best possible terms available.

Equipment Loans

Equipment costs can quickly gobble up capital in any business.

From heavy machinery to trucks, tractors, cranes, delivery vehicles, vans and even farm machinery, we can advise you on the best solution for your business, whether that’s commercial hire purchase, chattel mortgage, short or long-term rental, commercial lease or any other type of equipment loan.

Business Loans

Launching and funding a small business set up can be a costly business.

You need cash flow to get the business up and running, capital to purchase equipment and inventory – in lots of cases more cash than you have available. Small businesses have a variety of options including government-backed grants, and loans from merchant and commercial banks. The secret is in finding the right fit for your business and that’s where our experience and resources are invaluable.

Commercial Loans

Lack of finance holding your business development back?

We can help businesses of all sizes decide on the best way to approach capital expenditure or operational funding requirements. Either through a line of credit, term or unsecured loan, we can help you fund your growth and expansion plans. We shop around to determine which lender offers the best terms for your business.

Debt Consolidation

Your credit card debt is spiraling out of control

Or you’re having trouble keeping your mortgage payments current. It can happen to anyone and there are ways to ease the pressure and consolidate your debt. We can show you how to manage your debt and get your life back on track.

Self-Employed Loans

We work for ourselves also.

So we are well aware of the hoops lenders can make you jump through when you are self-employed and apply for a loan. We can help simplify the process, identify a lender that suits your circumstances and handle all aspects involved in obtaining the necessary finance for you.


Your circumstances have changed.

Or you need access to your assets to purchase an investment property. Things happen in our life that necessitate change and we are here to help you choose the best option if you need to re-finance your property.

Investment Property Loans

Looking to buy a residential or commercial property as an investment vehicle.

Or looking for a better way to maximise your income, we can assist with tailored commercial and residential packages that can help you make the most of your money.

Home Loans

Whether it’s your first home loan or your fifth or you’re looking to purchase an investment property.

We have access to a range of different lenders and can put together a package that offers you the competitive rates and terms available and is tailored to suit your situation.